Have you recieved an email with those words in the header and then, a message like this?
"My family and I came down here to London, United Kingdom for a short vacation. Unfortunately, we were mugged at the hotel park where we stayed, all cash and credit cards were stolen off us but luckily for us we still have our passports with us.
We have been to the Embassy and the Police here but they are not responding to the issue effectively and our flight leaves in few hours from now, but we are having problems settling the hotel bills and the hotel manager won't let us check out until we sort out the bills. Well I need you to loan us $2,350 USD? and please bear in mind that I'll facilitate your reimbursement as soon as we get home. I PROMISE!
Let me know if you can loan me some $$? so I can let you know how to get it to me. Here are the numbers to the hotel manager +447024097585 or +447024033656 and his name is John Williams."
I received a few of these throughout the Summer and guessed that friend's email had been hacked. I figured that most folks would come to the same conclusion...
Turns out I was wrong.
One friend who supposedly was stuck in London, I knew her family was traveling in New England (USA), told me that her husband's cousin's wife had received the email, called the number, wired a few thousand dollars, and THEN called her to make sure she got it! If only she had called her BEFORE she sent it!
So at first I was thinking that people have to be pretty dumb to fall for this, now I think they are just nice, sensitive, generous people.
Because my husband just came running down stairs saying,
"OMG, did you get email from the Florances? I can't believe it!"
And I said, "Don't."
I know he is no dummy and that he is kind and sensitive. I don't think he would have sent money without calling. But it made me realize how truly affective these scams are.
And that I am a mean cynic!